Credit

Notes on understanding the credit industry.

Published January 15, 2025 ET

Intro

The credit industry is to me one of those vague big things that I know runs the world but has never fully made sense to me. It's not the math and risk that doesn't compute; the confusing thing is how the credit industry is shaped today.

What's interesting about this?

For one, I'm really not sure how my LLC would ever receive a line of credit. Is the credit-worthiness of my LLC dependent on my own personal credit score?